My brother tweeted this some days back and I laughed hard and then stated that it was a painful bad truth. Most times, one needs divine intervention to collect back something (money in most occurrences) that was collected in privy. When the borrower comes to borrow, he asks that you be excused if there’s an eager third party and you step out to have the quiet talk spiced with many promises and a lot of swearing… “God knows I will repay”, “I promise!”… “walahi!”… “I won’t disappoint”…
Fast forward to due date, you would expect his/her call till you have seemingly waited for ever, and then when the guy calls, he’s in a hurry to end the call and says “sorry, please send your account details”. Hope rising, you send the account details and wait endlessly for the bank notification. Unending wait I tell you.
A friend shared some of his experiences with me lately about “good people” that he lent money to and when it was time to refund, the “good people” pulled off their masks and showed him how nasty they could be. By the time he got to the third story, I was tempted to ask him how he managed to keep on burning his fingers… honestly, the guy must have “burnt” all of 10 fingers. And the effrontery people have when they owe you! Someone even abused him so much and told him to stop feeling like a rich dude! So much for being helpful!
It’s not just awful that you have tarnished your integrity as I am NEVER eager to lend defaulters again; you are also blocking other people’s chances. Some people genuinely need money that they are not able to pull together at the time of need and a helping hand is needed to save the day but if the lender has horrible experiences of defaulters in time past, he is most likely going to turn a deaf ear as he doesn’t know if he would ever get to be repaid
Now “remember” to pay anyone you have borrowed from, not necessarily because you like to, but because your friend, brother, sister or anyone else may need financial assistance and it won’t be fair that your failure to refund has influenced their being denied. What goes round comes round eventually…
It is possible things haven’t turned out like you expected and you don’t have the money yet, be courteous enough to show remorse and apologize for not being able to pay nevertheless. Who knows? You may get a voluntary write-off of the debt. This is better than acting up, I tell you.
Do I owe you? Buzz my line ASAP
Writer: Bimbola Segun-Amao would most times be caught with her cheeky smile, she is warm and enthusiastic. She blogs at http://www.bimbolami.blogspot.com/